Paradox Dynamics
Kaayi · by Paradox Dynamics
See every debt clearly, and your way out.
Kaayi keeps track of what you owe and what comes in, then gives you a month-by-month plan to be debt-free, with a date to aim for.
Free to use. No ads. Works in pounds, rupees, dirhams, dollars, euros and more.
Everything about your debts, in one calm place
Built for money as people really manage it: bank loans next to money borrowed from family.
Every kind of debt
Bank loans, credit cards, a mortgage, money from family, or a lender’s repayment plan, with or without interest.
A plan to be debt-free
Pay the highest interest first or the smallest debt first, set a goal date, and see what to pay each month.
Income alongside
Track a business, a rental or other income: what came in, what went out, and when you’ll earn your money back.
Share just what you choose
Invite family or a partner to one debt or income source, to edit or just to view. Everything else stays private.
Never miss a due date
A reminder the day before each payment, as a notification on your iPhone or in your calendar.
Private and yours
No ads and no tracking. Lock the app with Face ID, download a backup any time, or delete your account from the app.
How it works
Add your debts
Enter what you borrowed, what you pay each month and any interest. Kaayi works out what’s left.
Record what you pay
Each month, note your payments. Kaayi shows what’s due, what’s overdue and how far you’ve come.
Follow your plan
Set a monthly budget, and Kaayi shows which debt to pay first and when you’ll be debt-free.
Kaayi helps you think things through. It isn’t financial advice, so check anything important with your lender before acting on it.
Questions?
Answers to common questions are on our Support page, or email support@paradoxdynamics.co.uk. Read how we look after your data in our Privacy policy, and the Terms of use.